Why I stopped being ‘responsible’
When I was in my 20s, I’d spend hours researching before buying anything.
Not to find the cheapest deal — but to make sure I made the best choice,
so I wouldn’t regret it later.
It felt responsible.
Looking back, I realise it was a form of perfectionism —
trying to optimise every decision.
These days, I see things differently.
I’d rather save time and mental energy,
even if I don’t get the “best deal.”
Because at some point, chasing the perfect choice
costs more life than it saves money.
It’s a mindset I bring into financial planning too —
focusing on what truly matters, and letting go of what doesn’t.
Because progress often comes from clarity and action,
not from chasing perfection.