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What Your Pay Rise Really Cost You

November 18, 20251 min read

A pay rise always feels good.
But most of us realise, sooner or later:
we traded something to earn it.

Time.
Energy.
Focus.

There’s a simple idea from Your Money or Your Life that changes how you see it:

Every dollar you earn is stored life energy.

You traded hours of your life for that money — literally.

And when you see money this way, spending decisions shift:

  • Is this purchase worth an hour of my life?

  • Is this habit worth a week of work?

Suddenly, budgeting isn’t about restriction.

It’s about protecting your time and energy for what actually matters.

A small mindset shift — but it changes everything.

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