Most people don’t leave enough of this
One of the simplest ways to deal with uncertainty is to build buffers.
We already do this in everyday life, often without thinking.
When you go to the airport,
you don’t plan to arrive exactly when boarding starts.
You leave earlier.
Because you know unexpected things can happen —
traffic, long queues, security delays.
The extra time isn’t wasted.
It’s a buffer.
But many people don’t build buffers into their finances.
They spend close to the full capacity of their income.
And when something unexpected happens, a job change, a market downturn, an opportunity, there’s no room to move.
What I’ve seen is that financial resilience often comes down to something simple:
Not operating at full capacity.
Saving consistently.
Keeping some margin.
Leaving room for the unexpected.
Because uncertainty isn’t unusual.
And the people who handle it best
are usually the ones who built buffers before they needed them.
It makes me wonder:
How much buffer do we leave in our lives and finances?